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Sr. Item, Regulatory & Business Counsel

LendUp, Oakland, CA remote(temporarily)

Our mission is always to offer a person with a way to better monetary wellness.

LendUp is just a economic technology startup located in Oakland centered on changing the subprime credit and financing room. We’re a Y-Combinator alum w12 that is(YC supported by prominent investors such as for instance Bing Ventures, Andreessen Horowitz, Kleiner Perkins, and Kapor Capital. Our item will be found in 7 states and we’ve seen great press protection in Wall Street Journal, Financial occasions, CNN, NBC, TechCrunch, Venturebeat, Inc, Wired, Bloomberg, Fortune, and Dow Jones, and others.

Just what we’re doing:

At LendUp our company is for a objective to present a person with a path to raised monetary wellness. Thousands of people don’t have admission to quality credit. Their choices are frequently restricted and unjust, plus it’s simple to become caught in a financial obligation period. This is actually the very first issue LendUp attempted to resolve, by making use of our blended expertise in pc software, information science, credit, and education, to your provided passion for monetary health insurance and dignity.

Our core product, the LendUp Ladder, is an alternate to payday advances that transforms a trap into a chance to borrow at reduced prices and build credit. And each time, we come across our clients succeed. We’re building extra lending options which will help united states further speed up our objective of providing you aren’t a course to raised health that is financial.

The Sr. Product, Regulatory and business Counsel would be accountable for involved in close partnership with individual sections and cross practical groups to produce appropriate and regulatory guidance as LendUp develops, implements and updates its services and products.

• Advise company lovers that are taking care of brand new and existing items from item development through launch, including conformity advising in terms of such services and products
• Offer timely, succinct and business-focused legal counsel on federal and state customer banking and financing legislation, including Regulation E, TILA and Regulation Z, MLA, ECOA, FCRA and UDAAP, and banking regulations like BSA/AML, and information privacy and security laws and regulations.
• Advise the LendUp item team on item advertising, ads and disclosures.
• Provide advice that is regulatory LendUp’s commercial and federal government relations counsel to help with negotiating commercial and bank agreements, and help legislative and policy issues.
• Offer regulatory advice and help to LendUp’s conformity group.
• Make use of banking institutions in developing cardholder agreements, disclosures along with other item security
• Instruct and handle counsel that is outside since necessary
• Manage LendUp’s state financing certification needs, including acquiring and licenses that are maintaining
• Construction and draft loan agreements for LendUp items
• Handle litigation and work issues, and any matter impacting a business, as required to offer the company

• A high-caliber that is proven skilled, solution-oriented and proactive lawyer with expertise in the financing space
• Deep experience analyzing and advising on an array of dilemmas linked to the economic solutions industry, with certain expertise on consumer electronic banking, individuals in several repayments systems, including issuer processors and system supervisors, sub-prime and installment loans, such as the guidelines, foibles associated with banking institutions and state licensed
• Deep comprehension of Regulation E, Regulation Z, BSA/AML, TILA, ECOA, FCRA, MLA and state regulations regarding lending
• Capability to balance working individually with small direction and dealing closely and collaboratively within a little appropriate team
• Power to interface efficiently along with degrees of the corporation (administrator administration, HR, company divisions, etc. online payday loans Kentucky ) also to gain the trust and self-confidence of other people
• An enthusiastic feeling of ownership, and very adaptable up to a fast-changing environment
• A solid company focus with practical danger understanding

Education and Experience

• JD and 8+ years of expertise, including in-house that is practicing a busy FinTech startup business (or in an comparable environment) for at the very least 3 years, with significant give attention to customer financing
• Preferred prospect may have experience involved in the repayments room, straight with regulators representing certified organizations, and negotiating and drafting complex services contracts that are financial
• Established solution oriented and problem that is creative
• Capacity to manage numerous projects at the same time, with effective quality of conflicting priorities
• Exemplary written and oral interaction abilities and capacity to work in both groups and on their own
• Admitted into the CA a situation club or authorized counsel that is in-house hawaii Bar of Ca
• Love of life

LendUp has everything you’d anticipate from the mission-driven business, like an aggressive wage; very early stage equity; 100per cent company paid medical, dental and vision insurance coverage; large vacation/sick leave policy; 401(k).

But right here’s that which we really like about LendUp lifetime:

• We’re focused on a varied and comprehensive tradition that spurs innovation and produces a significant and impactful work place
• Certainly one of our values is “different backgrounds, exact same objective. ” we’re passionate about diverse prospects and also channels that are slack to anything from mu

LendUp is definitely an opportunity that is equal

We stretch equal job opportunities to qualified candidates and workers on an equal foundation irrespective of ones own age, battle, color, intercourse, faith, nationwide beginning, impairment, sexual orientation, sex identification or phrase, pregnancy status, marital status, army or veteran status, hereditary disposition, or other explanation protected for legal reasons.